Experienced NYC personal injury lawyers can be invaluable allies when seeking fair compensation for medical bills, lost wages, pain and suffering and other associated losses. Their legal and investigative teams will even the playing field against insurance companies.
Many personal injury claims involve multiple parties, such as medical malpractice claims or multi-vehicle accidents, so having legal representation on your side can protect you from unfounded contributory negligence allegations.
1. You’ve been injured due to someone else’s negligence
Personal injury attorneys provide essential representation for victims and their families when facing serious injuries due to negligent parties. A knowledgeable and professional legal professional will help secure you compensation that’s due.
Personal injury attorneys can guide you through the process of gathering medical records, documenting expenses, negotiating a fair settlement offer for your claim and explaining legal terms as well as time limits associated with specific cases.
To successfully sue someone in a personal injury suit, it is necessary to establish negligence. Negligence can be defined as failing to exercise reasonable care and caution, with causation occurring when their breach directly caused your injuries – for instance slipping on wet floor in store which caused injury due to their failure to clean it! An example would be falling down an aisle due to failure by store’s personnel to remove debris. This breach caused injury directly.
2. You’re struggling financially due to your injuries
Injury can have a serious effect on your finances, whether from an accident or medical negligence; taking time off work may be required, or perhaps switching jobs with reduced hours is required. Medical bills could mount quickly as well; many hospitals offer financial aid programs to assist.
Personal injury lawyers can assist in managing expenses associated with an injury and seek compensation for future costs such as future medical care, lost wages and pain and suffering. In addition to filing insurance claims on your behalf and negotiating settlement offers directly with insurers on your behalf – saving both time and money!
Make sure your lawyer understands your preferred methods of communication – email, texts messages, regular mail and telephone. Also ask about fees and billing policies as many personal injury lawyers work on a contingency fee basis where their fees won’t come until compensation has been secured for your case.
3. You’re dealing with insurance companies in bad faith
Insurance companies are businesses driven to maximize profits. When they refuse or underpay claims, this may amount to engaging in bad faith practices and engaging in practices that should not occur in this way. A personal injury lawyer in New York will stand up against such insurers and fight hard on your behalf for what you deserve as compensation.
Insurance bad faith occurs when an insurer breaches the implied covenant of good faith and fair dealing embedded within each insurance policy, leading to damages exceeding that of original policy value – both compensatory and punitive damages are recoverable under bad faith claims.
Filing a bad faith claim requires you to show that the insurer failed to respond to reasonable requests for documentation of a decision relating to claims, or unreasonably delayed paying your claim. A delay of more than 60 days following sending written demand letter could indicate they are acting in bad faith.
4. You’re suffering from severe injuries
Severe injuries can have devastating repercussions in your life. They may leave you disabled permanently, necessitating ongoing medical attention or necessitating entry to long-term care facilities. In such circumstances, hiring an experienced personal injury attorney will enable them to secure maximum compensation available under law for injuries suffered and losses sustained as a result.
Personal injury lawyers possess the resources and expertise needed to navigate through insurance companies with teams of professionals geared toward minimizing payouts. Furthermore, these legal representatives often have connections to expert witnesses that can strengthen your case if required in court proceedings.
Finding an experienced personal injury attorney is best accomplished through asking friends and family for referrals or using legal referral services. In addition, check your state bar association to see which attorneys have earned high ratings; those that do will have years of experience managing similar types of personal injury claims that could help your cause.